Tail Wags, Purrs, and Peace of Mind: A Smart Way to Care for Your Beloved Pets

Good news for pet lovers everywhere: a new collaboration between Synchrony, a leader in consumer financial services, and Pumpkin Pet Insurance is set to transform how pet parents manage their veterinary expenses. It’s designed to bring you greater peace of mind and help ensure your pet always has access to the care they need, when they need it*.

The Challenge: Balancing Care and Cost

We’ve all been there. Your dog needs a sudden vet visit, a specialized treatment, or perhaps ongoing care for a chronic condition. While pet insurance offers invaluable protection, the traditional reimbursement model often means paying upfront and then waiting for a check or direct deposit – creating a temporary reduction in available cash for insured pet parents. On the other hand, financing options like the CareCredit credit card provide immediate access to funds*, but traditionally, you’d still manage your insurance reimbursement separately.

The Solution: A Seamless Approach

Enter the innovative expanded new offering from Synchrony and Pumpkin Pet Insurance. This collaboration introduces a streamlined process that directly addresses these challenges. If you’re a pet parent who uses both CareCredit and has a Pumpkin Pet Insurance policy, you can now experience a truly integrated financial solution – reducing friction in the reimbursement process.

Here’s how the process works, putting your pet’s health first:

1. Pay with CareCredit, Upfront: When your pet needs veterinary services, simply use your CareCredit health and wellness credit card at any of the more than 27,000 enrolled veterinary practices nationwide. This allows you to pay for the cost of treatment immediately, without delay*.
2. Submit Your Claim to Pumpkin: You’ll then file your claim with Pumpkin Pet Insurance as you normally would, detailing the services your pet received and select CareCredit as your reimbursement method to receive an automatic reimbursement directly to your CareCredit credit card.
3. Automatic Reimbursement to CareCredit: This is where the magic happens! Once your claim is processed and approved by Pumpkin Pet Insurance, the reimbursement for eligible expenses will be automatically applied directly to your CareCredit account**. No more waiting for checks, no more managing separate transactions. The funds are seamlessly credited, reducing your outstanding balance and freeing up your available credit.

Why This Matters for You and Your Pet

This isn’t just about convenience; it’s about empowerment. As Jonathan Wainberg, Senior Vice President and General Manager, Pet, at Synchrony, puts it, “This collaboration reinforces Synchrony’s ongoing dedication to streamlining the financial experience for pet owners. By integrating with Pumpkin Pet Insurance, we’re providing a seamless solution that empowers pet owners to focus on their pet’s health, with less worry about payment burdens.”

Imagine the relief of knowing that after a stressful emergency visit, your insurance reimbursement will automatically post to your CareCredit account. This streamlined approach means:

• Easy Reimbursement: No more waiting for a check to arrive in the mail or for a direct deposit to clear. Your reimbursement can be applied to your CareCredit account directly and efficiently.
• Reduced Financial Friction: The burden of upfront costs is eased, and the reimbursement process becomes virtually hands-free, allowing you to focus on your pet’s recovery.
• Greater Peace of Mind: Knowing you have a flexible financing option like CareCredit, combined with the security of Pumpkin Pet Insurance, and now a simplified reimbursement process helps you make healthcare decisions based on your pet’s needs, not solely on immediate financial considerations.
• Focus on What Matters: Ultimately, this solution allows you to dedicate your energy to what truly matters: providing the care you choose for your beloved canine companion.

Lior Keren, President of Pumpkin Pet Insurance, echoes this sentiment: “At Pumpkin, we strive to make pet care more accessible and affordable for families. Partnering with CareCredit aligns naturally with this goal by offering pet owners a flexible and simple way to receive their claim reimbursements. This solution provides peace of mind and financial flexibility.”

A Future of Comprehensive Pet Care Support

This new partnership is a significant step in Synchrony’s broader strategy to enhance its CareCredit offerings for pet owners. They are actively collaborating with leading pet insurers to build a comprehensive ecosystem that supports both pet health and financial well-being. This means more innovations like this are on the horizon, further simplifying how we manage our pets’ healthcare.

This collaboration between Synchrony and Pumpkin Pet Insurance is more than just a financial collaboration; it’s a commitment to making pet care less stressful for pet parents everywhere. Because when it comes to our pets, they deserve nothing less than the best, and we deserve the peace of mind to provide it.

Learn more about this innovative solution for your pet’s care

Visit CareCredit to discover how this partnership can benefit you and your furry family member. CareCredit is a Synchrony solution.

Learn More about Pumpkin Pet Insurance.

*Subject to credit approval.

**Charges not covered by insurance are the responsibility of the accountholder, and purchases with promotional financing must be paid within the promotional period. Select CareCredit as your reimbursement method. See your CareCredit Assignment Agreement for details on reimbursement.